Physicians Health Plan
Physicians Health Plan began in 1980, when Sparrow Health System and a group of visionary physicians began developing mid-Michigan’s first broad-based independent practice association (IPA), a type of health maintenance organization. An IPA is made up of a network of local physicians, hospitals and other professionals who deliver a full continuum of care. In 1982, PHP introduced its first products to the market. Today PHP remains a subsidiary of Sparrow, and it has more than 3,100 practitioners and 31 hospitals participating in its provider network.
Individual Health Plans
Sparrow PHP Bronze 6900 H.S.A. Exclusive
- Plan Tier: Expanded Bronze
- Plan Type: HMO
- Physician Visit: No Charge after Deductible
- Specialist Visit: No Charge after Deductible
- Plan Deductible: $6,900.00
Sparrow PHP Bronze 6900 H.S.A. HMO
- Plan Tier: Expanded Bronze
- Plan Type: HMO
- Physician Visit: No Charge after Deductible
- Specialist Visit: No Charge after Deductible
- Plan Deductible: $6,900.00
Sparrow PHP Bronze 7600 Exclusive
- Plan Tier: Expanded Bronze
- Plan Type: HMO
- Physician Visit: $80.00
- Specialist Visit: $125.00
- Plan Deductible: $7,600.00
Sparrow PHP Gold 1000 Exclusive
- Plan Tier: Gold
- Plan Type: HMO
- Physician Visit: $30.00
- Specialist Visit: $50.00
- Plan Deductible: $1,000.00
Sparrow PHP Gold 1000 HMO
- Plan Tier: Gold
- Plan Type: HMO
- Physician Visit: $30.00
- Specialist Visit: $50.00
- Plan Deductible: $1,000.00
Sparrow PHP Gold 2000 Exclusive
- Plan Tier: Gold
- Plan Type: HMO
- Physician Visit: $30.00
- Specialist Visit: $60.00
- Plan Deductible: $2,000.00
Sparrow PHP Healthy Exclusive
- Plan Tier: Catastrophic
- Plan Type: HMO
- Physician Visit: No Charge after Deductible
- Specialist Visit: No Charge after Deductible
- Plan Deductible: $8,550.00
Sparrow PHP Healthy HMO
- Plan Tier: Catastrophic
- Plan Type: HMO
- Physician Visit: No Charge after Deductible
- Specialist Visit: No Charge after Deductible
- Plan Deductible: $8,550.00
Sparrow PHP Platinum 500 Exclusive
- Plan Tier: Platinum
- Plan Type: HMO
- Physician Visit: $20.00
- Specialist Visit: $40.00
- Plan Deductible: $500.00
Sparrow PHP Platinum 500 HMO
- Plan Tier: Platinum
- Plan Type: HMO
- Physician Visit: $20.00
- Specialist Visit: $40.00
- Plan Deductible: $500.00
Sparrow PHP Silver 2500 Basic Exclusive
- Plan Tier: Silver
- Plan Type: HMO
- Physician Visit: $40.00
- Specialist Visit: 40% Coinsurance after deductible
- Plan Deductible: $2,500.00
Sparrow PHP Silver 4000 Exclusive
- Plan Tier: Silver
- Plan Type: HMO
- Physician Visit: $45.00
- Specialist Visit: $80.00
- Plan Deductible: $4,000.00
Sparrow PHP Silver 4000 HMO
- Plan Tier: Silver
- Plan Type: HMO
- Physician Visit: $45.00
- Specialist Visit: $80.00
- Plan Deductible: $4,000.00
Sparrow PHP Silver 7000 Exclusive
- Plan Tier: Silver
- Plan Type: HMO
- Physician Visit: $45.00
- Specialist Visit: $80.00
- Plan Deductible: $7,000.00
Sparrow PHP Bronze 6900 H.S.A. Exclusive
- Plan Tier: Expanded Bronze
- Plan Type: HMO
- Physician Visit: No Charge after Deductible
- Specialist Visit: No Charge after Deductible
- Plan Deductible: $6,900.00
Sparrow PHP Bronze 6900 H.S.A. HMO
- Plan Tier: Expanded Bronze
- Plan Type: HMO
- Physician Visit: No Charge after Deductible
- Specialist Visit: No Charge after Deductible
- Plan Deductible: $6,900.00
Sparrow PHP Bronze 7600 Exclusive
- Plan Tier: Expanded Bronze
- Plan Type: HMO
- Physician Visit: $80.00
- Specialist Visit: $125.00
- Plan Deductible: $7,600.00
Sparrow PHP Gold 1000 Exclusive
- Plan Tier: Gold
- Plan Type: HMO
- Physician Visit: $30.00
- Specialist Visit: $50.00
- Plan Deductible: $1,000.00
Sparrow PHP Gold 1000 HMO
- Plan Tier: Gold
- Plan Type: HMO
- Physician Visit: $30.00
- Specialist Visit: $50.00
- Plan Deductible: $1,000.00
Sparrow PHP Gold 2000 Exclusive
- Plan Tier: Gold
- Plan Type: HMO
- Physician Visit: $30.00
- Specialist Visit: $60.00
- Plan Deductible: $2,000.00
Sparrow PHP Healthy Exclusive
- Plan Tier: Catastrophic
- Plan Type: HMO
- Physician Visit: No Charge after Deductible
- Specialist Visit: No Charge after Deductible
- Plan Deductible: $8,550.00
Sparrow PHP Healthy HMO
- Plan Tier: Catastrophic
- Plan Type: HMO
- Physician Visit: No Charge after Deductible
- Specialist Visit: No Charge after Deductible
- Plan Deductible: $8,550.00
Sparrow PHP Platinum 500 Exclusive
- Plan Tier: Platinum
- Plan Type: HMO
- Physician Visit: $20.00
- Specialist Visit: $40.00
- Plan Deductible: $500.00
Sparrow PHP Platinum 500 HMO
- Plan Tier: Platinum
- Plan Type: HMO
- Physician Visit: $20.00
- Specialist Visit: $40.00
- Plan Deductible: $500.00
Sparrow PHP Silver 2500 Basic Exclusive
- Plan Tier: Silver
- Plan Type: HMO
- Physician Visit: $40.00
- Specialist Visit: 40% Coinsurance after deductible
- Plan Deductible: $2,500.00
Sparrow PHP Silver 4000 Exclusive
- Plan Tier: Silver
- Plan Type: HMO
- Physician Visit: $45.00
- Specialist Visit: $80.00
- Plan Deductible: $4,000.00
Sparrow PHP Silver 4000 HMO
- Plan Tier: Silver
- Plan Type: HMO
- Physician Visit: $45.00
- Specialist Visit: $80.00
- Plan Deductible: $4,000.00
Sparrow PHP Silver 7000 Exclusive
- Plan Tier: Silver
- Plan Type: HMO
- Physician Visit: $45.00
- Specialist Visit: $80.00
- Plan Deductible: $7,000.00
More About This Carrier
Our Mission
To improve the health status of our members by facilitating access to quality, compassionate, accessible and cost-effective health services through organized health delivery systems.
Our Vision
To be the premier health financing organization, known for its ability to improve the health status of its members and for its service, quality, innovative and cost-effective financing solutions for employers, individuals, purchasers and governmental agencies.
Our Values
To improve the health status of our members by providing quality, compassionate, accessible, cost-effective health services through an organized health delivery and financing system.