Blue Cross® Metro Detroit HMO Silver

Plan Type: HMO
Plan Tier: Silver
Individual Deductible $3,000.00
Family Deductible $6,000.00
Individual Out of Pocket Max $8,500.00
Family Out of Pocket Max $17,000.00
Primary Care Visit: $30.00
Specialist Visit: $50 Copay after deductible
Emergency Room: $250 Copay after deductible and 30% Coinsurance after deductible
Hospital - Physician: 30% Coinsurance after deductible
Hospital - Facility: 30% Coinsurance after deductible
Link to Full SBC: https://www.bcbsm.com/content/dam/public/marketplace/2021-individual/sbc/metro-detroit-hmo-silver-sbc.pdf
Plan Brochure: https://www.bcbsm.com/index/plans/michigan-health-insurance/2021/silver/hmo-70.html?network=metro-detroit

Other Coverage:

Child Dental: No
Adult Dental No

Prescription Drug Pricing:

Generic Drugs: $4 Copay after deductible
Non-Preferred Brand Drugs: $150 Copay after deductible
Preferred Brand Drugs: $100 Copay after deductible
Specialty Drugs: 40% Coinsurance after deductible
Summary of Benefits https://www.bcbsm.com/2021selectdruglist

About The Carrier

Blue Care Network of Michigan is a nonprofit mutual insurance company founded in 1939 .The largest health insurer in Michigan, serving 4.5 million people here and 1.6 million more in other states and the largest network of doctors and hospitals in Michigan: 152 hospitals, and more than 33,000 doctors and an independent licensee of the Blue Cross and Blue Shield Association

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